Terms and conditions for nodivtaviileos.com users
These terms outline your rights and responsibilities when using our website and subscription financial planning service. Please read them carefully before engaging with our services.
October 3, 2025
Acceptance of terms
By using this website or subscribing to our services, you agree to these terms and any updates posted here. If you do not agree, please do not use our services. We may revise terms as needed and will provide notice of significant changes.
Definitions
Key terms used in this document are explained below to ensure clarity.
‘Service’ refers to our subscription-based financial planning support as described throughout this website.
‘User’ means anyone accessing or using our website or services.
‘Subscription fee’ is the recurring monthly amount payable for ongoing access to consultations and support.
‘Content’ includes all information, materials, and communications provided on the site.
Use of services
Our services are intended for general guidance and do not constitute personal financial advice. Users should make independent decisions based on their own circumstances.
Eligibility
Services are available to individuals and businesses in Australia who are 18 years or older. By using our site, you confirm you meet these requirements.
Under 18s are not eligible for our services.
User responsibilities
Users must provide accurate information and use our services in accordance with these terms.
Prohibited uses
Certain activities are not permitted on our site.
Intellectual property rights
All content on this site, including text, graphics, and logos, is owned or licensed by us. You may not reproduce or distribute materials without written consent, except for personal use within these terms.
User content
Any material you submit remains your responsibility and must comply with these terms. We reserve the right to remove inappropriate content.
Rights to user content
By submitting content, you grant us a licence to use it for service provision, marketing, or site improvement.
Privacy and data use
Your data is handled as described in our Privacy Policy. We take privacy seriously and comply with Australian data protection laws.
See Privacy PolicyDisclaimers and limitations
We provide our services and website on an ‘as is’ basis. We do not guarantee results; results may vary based on individual circumstances.
Important disclaimer notice
Our information is general and not personal advice. Users should consult professional advisors before acting on any information.
Limitation of liability
We are not liable for any losses from use of our site or service, except as required by law.
Indemnification
You agree to indemnify us against claims arising from your breach of these terms or misuse of our services.
Dispute resolution procedures
Disputes should be addressed by contacting us directly. We aim to resolve concerns promptly and fairly.
Arbitration
If a dispute cannot be resolved informally, it may be referred to arbitration in accordance with Australian law.
This does not prevent you from seeking legal remedies where permitted.
Online dispute resolution
Australian users may use online platforms to resolve disputes, where available.
Read our disclaimerSeverability
If any part of these terms is found unenforceable, the remainder remains valid.
Entire agreement
These terms, along with our Privacy Policy and Disclaimer, form the entire agreement between you and us.
Applicable law and jurisdiction
These terms are governed by the laws of Australia and any disputes are subject to Australian courts.
Termination
We may terminate your access if you breach these terms. You may also cancel your subscription at any time with prior notice.
Changes to terms
We may update these terms as needed. Continued use of our site or service means you accept any changes.
Contact for terms
For questions about these terms, reach out to our team.
Email address: content@nodivtaviileos.com
Phone number: +61758735006
Address: 265 King Street, Newcastle, NSW 2300 Australia
Effective date of terms: October 3, 2025
Version: 3